Question by dennis0851@sbcglobal.net: are there any lenders willing to make loans for people with poor credit? due to medical conditons between my wife and I over the last two years, our credit rating is in the dirt. I had a stroke and my wife had four cancer surgeries. Have too many payments and not enough money to pay them all without someway to consolidate. any help out there? Best answer for are there any lenders willing to make loans for people with poor credit?:
Answer by Errol N
good luck! lender's arent willing to take the risk. try credit counseling service, they work with your creditor in lowering pymnts and interest, and also reaging (forgiving the delqincy) of your revolving accts like credit cards.....you usually make one pymnt to the credit counseling service company, and in return, they pay ALL of your creditors that are on the plan. hope this helps
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Today, money is everything in this world. If you have money then you have everything like happy life, happy relationships, friends, girl friends. The people without money is worthless as this new era says. But earning money is not easy to gather wealth. Hence, most of the people faces money crisis even for their personal works. If the work is very urgent or important then you go for the loan. But here also the trouble arises with the people. If you have bad credit rating then you may find impossible to get the loan.
When you go to the banks or financier then you will face lots of problem. They will first check out your credit score which should be good. They will also request for cosigner with good credit, collateral, and will impose several strict terms and conditions.
If someone fulfills all the requirements then, it takes several days to get the loan amount. If you have very urgent work then you will find it impossible to complete. But now the people don't need to worry more to get personal loans.If you have really bad credit score, bad credit holder cosigner, no collateral then you can still get your personal loan. In such case, you should go for no credit check loans. This is a sort of loan scheme which is granted by some of the financial institutions. With no credit check loans, you don't need to have good credit, collateral etc. It requires only few of the valid documents like active bank account no., address proof, cosigner without good credit etc.
Hence, this is a good loan for such people. But remember that such loan has higher interest rate than normal loans. So if you are capable to repay the loan then you can go for the loan without hezitation.This no credit check loans are granted instantly i.e. as your application is verified, the loan amount is immediately transferred to your bank account. You can apply this loan online any time any day. You are neither required to visit to the lender's office nor you need to fax your documents. You get the loan within a day without harass.
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